Cathy Smith

Licensed RealtorĀ® since 2000 Internet, Marketing, Sales and Relocation Expert

Key Realty NW Ohio

About Cathy Smith

Finance and Loan Details

When selling a home your home should be listed with the amount that a lender will loan a buyer to purchase it in mind. When buying a home for sale your first step is to find a reputable lender or credit union to learn what you can afford and if they have the products and programs that will meet your home buying needs. A good rule of thumb is for the monthly loan payment for principle and interest, taxes, home and mortgage insurance to be at less than 28% of your gross income. This site offers quick tools to calculate your mortgage payment and to see the Value of the Home for sale.

Selling Your Home - Home for Sale

My Fiduciary Duty and Binding Pledge is to Serve You, To Meet Your Needs, and Your Expectations, To Offer Prompt, Accurate and Detailed Communications and Services and Do Everything in a Strategic and Timely Manner to Get Your Home Sold for a High Dollar Amount! I will work as your personal assistant in preparing your home for sale, providing research to help you to list and sell it, create multimedia marketing and a custom website for it directed towards buyers who are seeking a home like yours, and aid you in the negotiations, to the closing and beyond. We use systems and strategies to keep us on track. 

Marketing Home for Sale

We place your home listing in the MLS, on our site and set up a feed getting this information to hundreds of key real estate web sites and portals. Your custom listing web page is designed to appeal to your home's target market and to come up in the top organic searches on Internet search engines. We utilize prospecting software that blasts emails to the inboxes of buyers with searches for a home like yours. Most buyers are searching for homes for sale on the internet or working with agents who do. Let us reach your buyer for you with our tried and true systems, software and strategic marketing.

Tools and Technology

We make it our business to stay abreast of cutting-edge tools, technology, market conditions and issues that can aid you in selling or buying a home for sale. We set up a customized real estate web site for buyers to find homes for sale and manage their listings and for our home listings. We offer auto-emails to our home buyers as well as to buyers with searches on the Internet that will get your home for sale listing to them, sometimes before others can view it. We have an encrypted site that allows us to digitally create, view, sign and share every document needed throughout the home buying or home selling transaction. We have a showing system and lock boxes that log all of the details on a secure website for your protection.

Custom Website & Video

Your custom listing web page is designed to appeal to your home's target audience, buyers who are looking for a home like yours. We design it with search engine optimization, SEO, so that it will come up in the top organic search results on Internet search engines for buyers who are looking anywhere on the world wide web to buy a home like yours. My Home Listings are featured on their own Web Page with Links to Photos, to a Video of the Home, Property Details, Area and School Info, Maps and more. Ads, Blogs and Videos for my site and my Home Listings may be found in Search Engines, Directories and many other Real Estate Search Sites, Real Estate Web Sites and Real Estate Portals and numerous sites that these sites feed this information to. 

Help, Services & Support

We are here to serve you! We have a vast amount of experience and have services and service providers that we would love to share with you. Let us know if you want to set up a tour of a home for sale, get a comparable market analysis, CMA, report, or other information and research on your home for sale or a home you are looking to buy. We can help to connect you with real estate professionals who can help you in any stage of the home buying or home selling process, lenders, title companies, appraisers, home inspectors, lawyers and others. Are you seeking new construction for your next home? Are you looking to build your own home or fix up your home for sale? We can recommend builders, contractors, staging and cleaning services. 

Licensed as a Realtor since 2000 in NW Ohio, Toledo Areas and was trained and licensed as a Financial Loan Officer, certified as a Marketing Specialist and a Relocation Expert. I have a vast amount of experience and resources to to share with you that will ensure that your real estate transaction is pleasing and profitable. I've provided services to firms and individuals in our community for over a dozen years. I utilize and keep up to date on current market conditions, new technology and issues that may affect your real estate needs. Real Estate and Home Building has been ingrained in me since my youth. I helped out with my Father who was a Builder and Developer, I have provided Organizations, Builders and Developers with Multi-Media Marketing Materials, I managed a Building Industry News Paper and I own, renovate, manage and market my own personal investment properties. Having knowledge about real estate, finance, construction, building, the internet and marketing will allow me to give you valuable insights and service. I have got what it takes to get the job done right for you.

My website is a free online real estate web site that provides information on every aspect of real estate, including home buying, home selling, home ownership, investments, foreclosures, mortgages, and rentals. has real estate listings for millions of homes for sale in most all areas across the United States. We offer Free access to home valuations for most Properties in the Toledo Ohio area, Northwest Ohio and South East Michigan and throughout the United States of America. We also have real estate market analysis and reports for most local markets in the United States including current market conditions, median property values, demographic information, as well as schools and area information. It is our Goal to arm consumers with information and tools to make smart decisions about homes, real estate properties and mortgages, to enable them to buy, sell or Find their Ideal Property at As a free online real estate site, we have real estate, real estate articles, links and directories where you can read up on vital real estate facts and details that will aid you in every step of your real estate process. You will find virtually everything you need to find Your Ideal Property.


If you're thinking of selling your home, the first thing you should ask is "How much is my home worth?" Being educated on market trends in the property's area gives you the best chances of selling your home quickly and for the best price possible. Click on "How Much is Your Home Worth" to request a free (C.M.A.) Comparative Market Analysis of your property. The correct selling price of a home is the highest price that the market will bear based on recent sales of similar properties. This market value is what a lender will base the loan amount they are willing to extend to the buyer. To assist you in determining the correct asking price we provide you with a comprehensive market analysis of comparable properties sold and offered for sale in your neighborhood. Please call me for a more detailed Comparative Market Analysis and your personal consultation. Keep in mind that I take advantage of the latest technologies to make sure your property has a strong presence on the Internet and appeals to its target market. I have software that actually seeks out and sends your listing and marketing directly to Buyers that have an internet search set up for a home like yours. This means I can help you to get your home details in front of the exact buyers that are looking to buy a home with attributes like yours. The content of will attract Buyers and the Free tools and information provided will keep them coming back. If someone is looking for real estate in Toledo, Ohio, or a Realtor in the Toledo Ohio and the surrounding area, they have a much higher chance of finding this site, and YOUR listing. Contact me today and I will be happy to give you more information about my services to sellers.

BUYING A HOME? is set up as a free site for buyers to view listings, run searches, get instant home values, maps, area and school information, and numerous other tools, tips and services that will aid a Buyer in making a purchase decision. Buyers can set up their own personal automated search, find foreclosure homes and information, find For Sale By Owner Listings, Corporate housing, Vacation Properties, Bank and Government Listings, review Market Conditions, Area Demographics, Recent Sales as well as having detailed reports and links to information that will help in the purchase process.

CLICK - on the Areas listed below as the Areas We Cover to search properties in that area and get other key information. Search Homes for Sale in Holland Maumee Monclova Ottawa Hills Ottawa Hills Neighborhood Perrysburg Perrysburg City Perrysburg Township Rossford Sylvania Toledo Waterville Whitehouse.

Thank you for visiting! I strive to provide the highest quality of service to all of my clients while I put our expertise to work to make each transaction profitable. Call or e-mail me today for information on your next real estate transaction!